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Saturday 18 February 2017

Persistence, key in strategic planning


The giant of Africa-Nigeria is currently facing a recession. This recession has caused a lot of hardship as several homes no longer afford the meals hat they require to keep body and soul together.
The interesting element of the recession is the fact that the government is recovering Billions of Naira some Nigerians have decided to stack away. The worth of a single person sometimes amount to a years allocation for six states. The question is "Why accommodate the amount meant for the common good of the entire nation for yourself alone?
In the mist of this challenge, the meager resources one is allocated with need a  lot of planning and budgeting to ensure that it takes you over a longer period.
Persistence requires working towards a target and ensuring that you do not deviate from it no matter the circumstances that may arise. Persistence requires you to be creative in your approach at solving your challenge or reaching your goal.
Now do you know that it is when you persist that you discover who you are? The ingredient in persistence is key to actualize our God given potential in what ever sphere we find ourselves. We were created i the image and likeness of God to do His will. When circumstances hold you down and try to prevent you from achieving your goals. Sometimes you have to keep going even when every thing else holds yu down. The target is the result and not the obstacles and so you do not see the obstacles but you see the resul or the goal you are aiming for. The fruits of a good fight is victory and so you will work towards achieving the victory that you deserve. Ambition is the path to Success but Persistence is the Vehicle you arrive in.
See you at the top!

Thursday 2 February 2017

Why does Nigeria import so much rice?


Rice is the basis of the popular jollof, a national dish and staple across the country.

The problem with rice availability in Nigeria is not a lack of land, or that there are not enough people to grow it in Africa's most populous country.

During the grain market crisis eight years ago, Nigeria experienced shortages in rice that made the country rethink its food security and ability to supply the local market.

As a result, President Muhammadu Buhari has made rice farming a priority.

Nigerians' appetite for rice means that the country imported nearly 17 million tonnes of it over the past five years. Duties for imported rice are currently 60% and consumers have seen the price of a bag of rice double in the past 12 months.

Many domestic players have been entering the market. Olam, a multi-national agribusiness, set up a rice farm in 2012 in response to government calls for local players to help feed the 170 million Nigerians
  •     Imported nearly 17 million tonnes over the past five years
  •     Imported 2.3 million tonnes in 2016
  •     2016 demand was 5.2 million tonnes
  •     Spends $5m (£4m) a day for rice shipments
  •     Rice accounted for 1.26% of the entire budget for 2017

Olam's farm in Rukubi village close to the Benue River in Nasarawa State grows 50,000 tonnes each year, that is still just a small fraction of the country's demand.



According to the United Nations Food and Agriculture Organisation (FAO), the country imported 2.3 million tonnes in 2016, about half of the country's estimated requirements.

The agriculture minister claims that Nigeria will become self-sufficient in rice production by the end of the year. However, critics of government policy not only point to a lack of spending on agriculture, but also to an under-investment in the entire value-chain for rice, from field to cooking pot.






Credits: BBC



Friday 20 January 2017

Change in Timings on Donation Hub


Donation Hub has made a little adjustment in the timings regarding the display of lists for intending donors. According to a prompt on their website, members have been told that Instant timings have now been changed. The Schedule List is now out at 7am and instant list at 8am and after every two hours till 7pm.
This means that by 7am, the scheduled list will be out allowing you to pick names for the 50% incentive and by 8am, you can conveniently pick those for the 20% incentive. By 9am, you will be opportune to pick the schedule list and by 10 the instant. This alternates until 7pm where the list will no longer be displayed until the next day. So in a nutshell, the odd numbered time for the Schedule list and the even numbered time for the Instant!

With the new development, members can now conveniently pick whom they intend to donate to with much more ease. The development is highly welcome and would allow those who prefer the Scheduled donation to get their hands on it and smile home with 50% on their donations. While other sites like MMM, Crowdrising, Zarfund and others have their offerings, Donation Hub remains unrivalled.

Also be reminded that Multiple Accounts are not allowed on donation hub as when found, they will be suspended. Please take note and practice all instructions. This is wishing you a memorable time on the platform.

Thursday 19 January 2017

Central Bank of Nigeria (CBN) bans transaction in bitcoins and other cryptocurrencies


The Central Bank of Nigeria (CBN) on Tuesday, January 17 2017, passed a circular to inform all Nigerian banks that transactions in crypto-currencies including Bitcoin, Swisscoin, OneCoin and all other virtual currencies have been banned in Nigeria.

According to a report by Premium Times, the circular signed by CBN’s director of financial policy and ‎regulation department, Kelvin Amugo, stated that the move was necessitated by money laundering and terrorism financing risks inherent in operations of virtual currencies.

The circular read: “The emergence of Virtual Currencies (VCs) has attracted investments in payments infrastructure that provides new methods of transmitting value over the internet.

“Transactions in VCs are largely untraceable and anonymous making them susceptible to abuse by criminals, especially in money laundering and financing of terrorism.

“VCs are traded in exchange platforms that are unregulated, all over the world. Consumers may, therefore, lose their money without any legal redress in the event these exchanges collapse or close business.

“The development of VCs Payment Products and Services (VCPPS) and their interactions with other New Payment Products and Services (NPPS), give rise to the need for guidance to protect the integrity of the Nigerian financial system. There is, therefore, the need to address the Money Laundering/Terrorism Financing risks associated with VC exchanges and any other type of institutions that act as nodes where convertible VC activities intersect with the regulated fiat currency financial system.

“The attention of banks and other reporting financial institutions is hereby drawn to the above risks and you are required to take the following actions pending substantive regulation or decision by the CBN.”


The Central Bank therefore advised banks to ensure that they do not use, hold, and transact in virtual currencies.

CBN also warned the banks to ensure that existing customers that are virtual currency exchangers have effective AML/CFT controls that enable them to comply with customer identification, verification and transaction monitoring requirements.

“Where banks or other financial institutions are not satisfied with the controls put in place by the virtual currency exchangers/customers, the relationship should be discontinued immediately; and any suspicious transactions by these customers should immediately be reported to the Nigerian Financial Intelligence Unit (NFIU).”

The CBN stressed that virtual currencies such as Bitcoin, Ripples, Monero, Litecoin, Dogecion, Onecoin and similar products are not legal tenders in Nigeria, thus any bank or institution that transacts in such business does so at its own risk.

Wednesday 18 January 2017

Popular search engines

Do you know you can use search engines to search literally any thing you want online? It's quite easy. Simply type the words you intend to search in the search bar and the search results would pop up! It's that easy.
Common searches are usually questions or statements people are confused about or not quite sure about. The thing to do in this case is to simply type the search words you wish in the search bar and follow that action by hitting the search tab. Your answers are then displayed for you in the next page where you can make your choice on which result to begin reading.

There are several search engines available today, but the most popular ones are;


1) Google
Estimated Unique Monthly Visitors: 1.6 billion
Alexa Rank: 1


2) Bing
Estimated Unique Monthly Visitors: 400 million
Alexa Rank: 22


3) Yahoo
Estimated Unique Monthly Visitors: 300 million
Alexa Rank: n/a

4) Ask
Estimated Unique Monthly Visitors: 245 million
Alexa Rank: 31


5) Aol Search
Estimated Unique Monthly Visitors: 125 million
Alexa Rank: n/a


6) Wow
Estimated Unique Monthly Visitors: 100 million
Alexa Rank: 767


7) WebCrawler
Estimated Unique Monthly Visitors: 65 million
Alexa Rank: 674


8) MyWebSearch
Estimated Unique Monthly Visitors: 60 million
Alexa Rank: 405


9) Infospace
Estimated Unique Monthly Visitors: 24 million
Alexa Rank: 2,110


10) Info.com
Estimated Unique Monthly Visitors: 13.5 million
Alexa Rank: 1,938


and also kudos to
Activesearchresults


<a href="http://www.activesearchresults.com/"><img src="http://www.activesearchresults.com/images/asrbutton.png" alt="Active Search Results" width="88" height="31" border="0" /></a>


With all the search engines, I believe you can now freely search any words you need their meanings or find relevant data on any subject of your choice.

Friday 13 January 2017

Donation Hub Member Login on www.donationhub.net


Don't lose faith when you see others receive answers to their prayers. Don't be envious of others testimony. If you haven't received your own blessings, don't despair. Say to yourself "My time is coming, and when it hits the surface of the earth, people shall yield in admiration."

This Donation Hub member Review is meant to give you information on what is becoming very popular globally today; www.donationhub.net where you can earn 20% weekly (Instant Donation) or 50% monthly (Scheduled Donation) on your donation. I joined Donation hub less than two weeks back and have been paid twice. I can tell you confidently that it has many people coming in their numbers and sharing donations from different countries. The following gives you details about Donation Hub.

1. Your earnings are at N500 = $1 exchange rate. i.e you donate and receive at that rate.
2. You choose who to donate to and how much you’ll like to donate. No waiting to be merged with anyone.
3. You earn interest on your donations.
4. Your money is paid into your local bank account by donor (there are equally other means of payment you can choose From).
5. You earn $10 sign up on sign up (recently removed).
6. Minimum donation is $35 for weekly based instant donation and …
7. The banks don’t collect any charge for your transactions.
 8. List is out every 7am and then every two hourly

Types of Donation


1. Instant Donation:
This has a maturity period of 7 days and 20% of your initial investment together with initial investment will be paid to you as a donation by another donor after 7 days.

2. Scheduled Donation:
This has a maturity period of 2 to 30 days and 50% plus your initial investment will be paid to you as a donation by another donor. A percentage of your donation is held pack for you and will equally be released to you on completion of your next transaction.

How To Receive A Donation

You must FIRST be a Donor and Donate to someone first before you are donated to.


1. Click on the link to get register and Login
2. Confirm your registration by clicking on the link in your email address.
3. On the “DASHBOARD” click on “BANK” and fill in the details of your bank account if you’ll like local bank deposit or you can choose any other platform for receiving your donations and save it.



DASHBOARD

4. Click on “Make Donation” on the “Dashboard“.
5. Select “Instant Donation” or “Scheduled Donation” options by clicking “Continue”.
6. If you select “Instant Donation”,  it’ll take you to a page with the list of eligible people for Instant Donation. If you do not see any one from your country of origin or an amount you can afford to donate to, please exercise patience and use the next links below the link.
If you selected “Scheduled Donation“, you can go straight and pick your choice on whom to donate to.
7. Select from the list of those who you can donate to and click the icon “Donate“, this will reserve you the privilege of making the donation to that person within 4 to 24 hrs of reservation.

Note: You must make the donation by paying into the receiver’s bank account (if it’s the mode of payment for the receiver) within the specified time frame. This is to avoid the receiver making any complaint on your failure to do so. You could be banned from the platform when you failed to make the donation/payment.
8. The system will now take to the page where you could now view the statues of your activities and view the receivers details of payment to enable you make the payment.
9. Click on “View Details” to get all the information about the receiver’s payment details.
Please call the receiver via his/her mobile number to inform him/her when you’re making the payment and your username.
10. When making the payment, please use your “Username” as the name of the depositor if it’s bank deposit option.
11. Call the receiver about your payment and login into your account and click “Outgoing Donation” on the “Dashboard“. Here you’ll be taken to a page to confirm your payments.
Yes, click on “Paid“. Once the receiver gets the alert he/she will then confirm your payment after which you’ll now be in queue to receive a donation.
    
This program can only succeed if you’re honest and sincere. Register with this link to take advantage of our leverage.

The Power of Leverage

I heard it behind me and turned to see who said it. It was an inscription on a T-shirt the person behind me read out loud. "My Money Grows like grass" were the words on the shirt. I thought over it for like two seconds, and moved on. The truth however remains that if you don't understand the power of leverage in your money making venture, you will struggle for the rest of your life. We are in the 21st century where leveraging has become the most important tool and networking has become the rule of engagement. After all, money does grow where value is not created. People are therefore attracted to value. The more people you find doing something, the more value it assumes. This however is not applicable in all cases though.😄



In Kiyosaki's book he explains that there are three types of income. There is active income, passive income and portfolio income.


1. Active Income or Earned income is what comes from a person’s labour or effort at a job or business.  I’ll describe it as career/business-related incoming cash flow. This typically comes from exchanging your time for a salary or wage. This for many of us is the lifeblood of our finances.  Without work, we don’t have money. However, what happens when we grow old?


2. Passive income is the opposite of active income. It is the power to earn from every body's labour and effort. This is where you receive cash flow without actively putting in long hours. Passive income comes from what Kiyosaki defines as an "asset". In this case it can be something like owning rental property, where tenants pay you rent on a monthly basis, or being involved in a Multiplex or Multi Level Marketing Venture.


3. Portfolio income which comes in the form of stocks and bonds. When you own these types of investments you receive cash flow in the form of dividends, rent and coupons


In the 21t century, it is evident that you need a set of skills to thrive in this ever changing technological age. The advancement with which things are happening requires a proper network taking advantage of the power of leverage with the right people and a mix of these three thinking approaches.


1. Critical thinking

2. Strategy thinking

3. Transformational thinking.


It will be foolish and selfish to work alone. Being wise is the ability to work with others, achieve greatness together, making use of the Power of Leverage to change the world in love and oneness. You need to reorient yourself and develop a platform to keep you on track. I hope you are all set to enjoy the benefits of team work.

This is wishing you all the very best in your endeavour! 😉
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